Primary Checking
Make everyday banking simple.
About Primary Checking
Primary Checking is our most straightforward personal account — everything you need to receive your paycheck, pay bills, and manage day-to-day spending, without frills you'll never use.
- No monthly maintenance fee when you enroll in paperless statements
- Free contactless debit card with instant transaction alerts
- Access to Digital Banking on web and mobile, 24/7
- Free online bill pay and person-to-person payments with Zelle®
- Overdraft protection options you can turn on or off in-app
What's built into every Primary Checking account
Digital Banking
Deposit checks, transfer funds, and pay bills from any device. Biometric sign-in on iOS and Android.
Contactless Debit
Tap-to-pay everywhere Visa is accepted. Freeze and unfreeze your card instantly from the app.
Fraud Monitoring
24/7 transaction monitoring with real-time alerts if we spot activity that looks unusual.
Paperless Statements
Free statements delivered securely inside Digital Banking. Download PDFs anytime you need them.
Opening your Primary Checking account
- 01
Apply online
The application takes about 5 minutes. You'll need your ID, address, and Social Security or taxpayer number.
- 02
Fund your account
Make your $50 opening deposit by transfer, debit card, or from another bank.
- 03
Set up Digital Banking
Enroll on web or mobile, turn on alerts, and add your card to Apple Pay or Google Pay.
- 04
Start banking
Direct deposit, bill pay, Zelle® — everything is ready the moment your account opens.